How to Read Your 401(k) Fee Statement (and What to Demand)
An extra 0.5% in 401(k) fees does not sound like much. Compounded over 35 years on a growing balance, it costs roughly $200,000 in retirement wealth. The fees are disclosed by law…
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An extra 0.5% in 401(k) fees does not sound like much. Compounded over 35 years on a growing balance, it costs roughly $200,000 in retirement wealth. The fees are disclosed by law…
Annuities have a bad reputation because the worst ones are sold hardest and the good ones are barely marketed. A single…
Whole life is sold hard because it pays the agent a commission roughly equal to the first-year premium. Term is sold sof…
If your mortgage rate is below your expected long-run investment return, invest. If it is above, pay down. That is the h…
A 12% dividend yield looks like a gift. It almost never is. When a stock's yield doubles the market average, the dividen…
A 529 grows tax-free for college and gives many states a deduction on the way in. A Roth IRA grows tax-free for anything…
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